Free Business Budget Template – (Track Expenses and Income)

The business budget template is a quarterly template that helps to see the deviation in the estimate of expense and income. It will be helpful for small businesses that want to keep track of expenses and income.

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Other Versions

  • Excel 2003 (.xls) OpenOffice (.ods)CSV (.csv)Portable Doc. Format (.pdf)

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About The Template

  • The template shows the deviation from a budgeted expense and income for businesses. It does not contain an exhaustive list of all expenses and income. One can add expenses and income at the convenience of the person maintaining the template.The template starts with the proper display of month-wise profit or loss. It will help the person viewing the template to have an idea of the month-wise profit or loss. Every month there should be an expected valuation estimation of the profit or loss. So the topmost tier helps to display the projected total profit/loss and what is the actual profit/loss.One should maintain every separate quarter template so they can check the total quarterly estimation of profit/loss with the projected earnings of the business. Quarterly earnings are a critical estimate that decides the movement share price movement.The template will help to show the deviation of actual expenses/income from the estimates. So, whoever does the estimation should be able to correct their estimation from the next quarter. Positive variance means performing more than estimation is a good surprise and will boost the company’s share price.In the above example, you can see that in the first quarter, the business managed to garner profit for three consecutive months. In January, a large portion of the profit was contributed by “Income from Hedging.”This kind of income is not sustainable, and one should prepare businesses in case they face loss in “Hedging.”“Interest IncomeInterest IncomeInterest Income is the amount of revenue generated by interest-yielding investments like certificates of deposit, savings accounts, or other investments & it is reported in the Company’s income statement. read more” is as per prediction for the whole quarter. So, it indicates that money invests in good sources and regular interest income flow.This template will help to break down all expenses and income month-wise. Following the trend will enable an analyst to prepare individual curves and predict the movement of individual items for the next quarter.

How to Use Business Budget Template?

The template is simple to use. First, one needs to plug in the expenses and income month-wise. Then, the profit and loss shown in the top section will be calculated automatically as the total expenses. It will pull total income from lower sections after the summation of individual items. Deviations from the predicted estimation will be calculated automatically.

This article has been a guide to Business Budget Templates. Here, we provide a free downloadable business budget template for small businesses to track expenses and income. Also, you can download and use this template in PDF, Excel, or CSV format.

You can also take a look at our other useful articles: –

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